Cancer strikes like an epidemic as a person nears his/her old age. In fact a risk to cancer starts meandering on the head of a person right from the middle age. Breast cancer occurs to at least one in every ten women at the age of thirty five and above. In case a person succumbs to cancer at an earlier stage, it is not uncommon, but they need more care and treatment. Cancer treatments do not come cheap. Apart from the doctors’ fees, medical tests, routine check-up and medicines, one might need to fill in additional expenses. This brings up the cost of a cancer treatment quite a lot. It is always possible for a person to drain out such a lump sum from his/her pockets. Thus, in contemporary times, one needs to plan ahead and opt for a cancer insurance benefit. This is a simple process, all one needs to do is deposit a certain amount of money each year/month to the account and this money can be claimed when needed for fighting this deadly disease.
Some of the benefits that these cancer insurance cards provide are:
Some of the benefits that these cancer insurance cards provide are:
- Hospital charges- in this case, one might need to go in and out of the hospital quite a few times. Thus, the total amount that one needs to pay for such stays can be claimed from this insurance card.
- Transportation- at times, when the stage of cancer is high, one might need to be shifted from one hospital to another. Such transportation costs –whether the transfer is made by air or by road is left in the care of the insurance companies.
- Blood Transfusion- a lot of blood loss is seen during cancer treatment. Thus a person is always in need of blood as a whole or some component of it. The payment for arranging the blood or its components are taken care of by the insurance companies.
- Medicines- The medicines which need to be consumed while one is being treated for cancer do not come cheap. Thus, part of the bill or the entire medical expense is claimed from the insurance money.
- Nursing- Cancer handicaps a person in many ways. Even a physically it and strong person under the attack of cancer is reduced to a helpless being. Thus, these patients always need a nurse to take care of them. The nursing charges are covered under cancer health care benefit schemes.
- Chemotherapy- is a must when it comes to cancer. Depending on the stages of cancer, chemo sessions are prescribed. The entire cost of such chemo sessions are left to the insurance companies.
- Non-medical expenses- a patient goes through a tough time when he/she undergoes treatment for cancer. They need counselling to get over the horrible experience and close this chapter of their live. This is done with the help of recommended counselling sessions. The costs of such counselling sessions are also claimed from the insurance money.